HEALTH INSURANCE

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HEALTH INSURANCE


Thanks to Corona, the importance of Health is felt by all of us recently. Health Insurance is actually a wealth Insurance. Because Health Insurance is meant to protect your family’s financial future against uncertainty. In absence of Health Insurance, one medical exigency in the family can vanish all your savings. And you end up having huge debt in no time just to meet the unsurmountable medical bills. It not only gives you a risk cover, but also empowers you to fulfil your various needs like:

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Why Mediclaim policy needed?

  • Every human suffers from some illness or injury in lifetime.
  • Emergencies or illness can come anytime without giving any warning.
  • There are no good facilities in government hospitals whereas private hospitals are too expensive.
  • Doctor’s fees, diagnostic charges as well as the medicines value are too expensive. 
  • No mediclaim means you have to incur health expense from the savings you did for your other important goals and dreams.

When should we take mediclaim policy? Preferably at young age but better late than never, yes this is the right reply for this question because the premium tends to increases with the age and insurance companies gives “no claim bonus” for every year in which no claim is taken against insurance policy. Also this policy also comes with tax benefit of 80D of income tax Act.